Owning a home is a milestone in everyone’s life, and at RV Finserve Pvt Ltd, we make this journey smooth and hassle-free with our customized home loan solutions. Whether you are a first-time homebuyer, looking to construct your dream house, or planning to renovate your existing home, we offer a variety of home loan options to suit your needs.
The eligibility for a home loan depends on several factors, such as:
To process your loan application, you will need to submit the following documents:
Applying for a home loan with RV Finserve Pvt Ltd is simple and convenient:
Find answers to common questions about personal loans, including eligibility, interest rates, repayment, documentation, and application process.
The loan amount depends on various factors, such as your income, credit score, property value, and repayment capacity. Generally, you can get up to 80-90% of the property value as a loan.
Home loan tenure usually ranges from 5 to 30 years, depending on your financial situation and repayment ability.
The interest rate varies based on market conditions, loan amount, and applicant profile. Contact us to get the latest interest rates.
You can choose a repayment tenure between 5 years and 30 years based on your financial convenience.
Yes, you can apply for a joint home loan with your spouse, parents, or siblings. This may also increase your loan eligibility.
A credit score of 650 or above is generally preferred for better loan approval chances and lower interest rates.
Yes, you can prepay your home loan. Some lenders may charge a nominal fee, but most home loans with floating interest rates do not have prepayment penalties.
The approval process typically takes between a few days to a few weeks, depending on document verification and processing time.
Yes, you can avail yourself of tax benefits under Sections 80C and 24(b) of the Income Tax Act for principal repayment and interest payments.
Missing an EMI payment may result in penalties and affect your credit score. If you anticipate difficulty in repayment, contact us to discuss restructuring options.
Yes, we offer a home loan balance transfer facility to help you get lower interest rates and better loan terms.
Enquire now to get expert assistance on home loans. Secure your dream home today!
