About Personal Loan

Get Instant Financial Support with Personal Loans from RV Finserve Pvt Ltd

At RV Finserve Pvt Ltd, we understand that financial needs can arise anytime, whether it’s for medical emergencies, higher education, home renovations, travel, or any other personal requirements. Our personal loan solutions are designed to provide you with quick, hassle-free, and flexible financial assistance to meet your needs without any collateral.

Why Choose RV Finserve for Your Personal Loan?

  1. Quick Approval & Disbursal – We ensure a smooth and speedy loan approval process, so you get funds in your account without unnecessary delays.
  2. No Collateral Required – Personal loans are unsecured, meaning you don’t have to pledge any asset as security.
  3. Flexible Loan Amounts – Borrow as per your requirement, with loan amounts ranging from ₹50,000 to ₹50,00,000.
  4. Affordable Interest Rates – Our competitive interest rates ensure that your repayment is stress-free.
  5. Easy Documentation – Minimal paperwork makes the process seamless and efficient.
  6. Flexible Repayment Tenure – Choose a tenure ranging from 12 months to 82 months, as per your convenience.
  7. Transparency & Trust – No hidden charges or fees; complete transparency in loan processing.

Eligibility Criteria for Personal Loans

To avail yourself of a personal loan from RV Finserve, you must meet the following eligibility criteria:

  • Age: 21 years to 60 years
  • Employment Type: Salaried or Self-Employed
  • Minimum Monthly Income: ₹20,000 (may vary as per location and financial profile)
  • Credit Score: A good credit score (typically 700 and above) enhances the chances of approval
  • Work Experience: Minimum 1 year of employment (for salaried individuals) or 2 years of business continuity (for self-employed individuals)

Documents Required

For Salaried Individuals:

  • PAN Card & Aadhaar Card
  • Address Proof (Utility bill, Rental Agreement, Passport, etc.)
  • Salary Slips for the last 3 months
  • Bank Statements for the last 6 months
  • Employment Proof (Offer Letter or ID Card)

For Self-Employed Individuals:

  • PAN Card & Aadhaar Card
  • Address Proof
  • Business Proof (GST Registration, Trade License, or Business Registration Certificate)
  • Income Tax Returns for the last 2 years
  • Bank Statements for the last 12 months

How to Apply

  1. Check Your Eligibility
  2. Submit Your Application
  3. Upload Documents
  4. Loan Processing & Approval
  5. Instant Disbursal

Uses of Personal Loans

  • Medical Emergencies
  • Home Renovation
  • Higher Education
  • Debt Consolidation
  • Wedding Expenses
  • Travel and Vacations
  • Any other personal financial needs

Get the financing you need for anything, anytime.

Apply Now

Features of Personal Loan

Flexible personal loans with quick approval, no collateral, low interest rates, easy documentation, and flexible repayment options up to 60 months.

Faster Loan

Get quick loan approvals with minimal documentation and fast disbursal, ensuring you receive the funds you need without unnecessary delays.

Choose your amount

Select a loan amount that fits your needs, ranging from ₹50,000 to ₹50,00,000, with flexible repayment options tailored to your financial goals.

Enjoy the best rates

Get competitive interest rates on personal loans, ensuring affordable EMIs and a stress-free repayment experience tailored to your financial needs.

Decide your tenure

Choose a flexible repayment tenure from 12 to 82 months, allowing you to manage your EMIs comfortably based on your financial situation.

Frequently Ask Questions

Find answers to common questions about personal loans, including eligibility, interest rates, repayment, documentation, and application process.

You can avail yourself of a personal loan ranging from ₹50,000 to ₹50,00,000, depending on your eligibility and financial profile.

Loan approval typically takes 24 to 48 hours, provided all documents are in place and meet the required criteria.

No, personal loans are unsecured, meaning no collateral is required.

You can choose a repayment tenure between 12 months and 82 months based on your financial convenience.

Interest rates vary based on your credit score, loan amount, and tenure. We offer competitive rates to make repayments easy for you.

Yes, you can prepay your loan, subject to prepayment terms and charges as per the loan agreement.

Missing an EMI may result in late fees and could impact your credit score. We recommend setting up auto-debit for timely payments.

You can apply online through our website or visit our office for assistance in submitting your loan application

Salaried individuals must have a minimum income of ₹20,000 per month, while self-employed applicants must have business continuity of at least two years.

You can check your loan status by logging into our website or contacting our customer support team.

Enquire Now

Contact us today for expert assistance and find the best personal loan options tailored to your financial needs.