In today’s fast-paced world, medical emergencies can arise without warning—and the costs can be overwhelming. At RV Finserve Pvt Ltd, we bring you customized health insurance plans that not only cover medical expenses but also offer peace of mind for you and your family.
Whether it’s an individual policy, a family floater plan, or critical illness coverage, we’ve got you covered!
Health insurance is a contract between you and the insurer where the company agrees to cover medical expenses incurred due to illness, accidents, surgeries, or hospital stays. With rising healthcare costs, a reliable health insurance policy ensures that you don’t compromise on treatment due to financial limitations.
✅ Cashless Hospitalization – Get treated in a wide network of hospitals without paying upfront.
✅ Pre & Post-Hospitalization – Covers expenses before and after hospitalization (typically 30 & 60 days).
✅ Daycare Procedures – This covers minor surgeries that don’t require 24-hour hospitalization.
✅ Critical Illness Cover – Lump sum benefit on diagnosis of critical illnesses like cancer, heart attack, etc.
✅ Maternity & Newborn Benefits – Coverage for maternity expenses and newborn care in select plans.
✅ Tax Benefits – Save on taxes under Section 80D of the Income Tax Act.
✅ Family Floater Option – One plan to cover the entire family under a single sum insured.
Individual Health Insurance – For individuals seeking personal medical coverage.
Family Floater Plan – One policy for the entire family with a shared sum insured.
Senior Citizen Plan – Special coverage for individuals aged 60 and above.
Critical Illness Insurance – Covers life-threatening diseases with lump sum payouts.
Top-Up & Super Top-Up Plans – Enhance your existing coverage at affordable premiums.
Corporate Health Insurance – Group policies for employees with tailored benefits.
Consultation – Speak with our experts to identify the best plan for your needs.
Comparison – We help you compare policies from top insurers.
Policy Issuance – Get your policy issued digitally within minutes.
Claim Assistance – Dedicated support for smooth and timely claim settlements.
Star Health
Niva Bupa
HDFC ERGO
ICICI Lombard
Care Health Insurance
Aditya Birla Health
Tata AIG, and more…
The minimum entry age is usually 18 years for adults and 91 days for children (when covered under a family plan).
Yes, most policies have a 30-day waiting period from the date of purchase, except for accidental injuries, which are covered immediately.
Pre-existing diseases are medical conditions you already have before buying insurance. They are covered after a waiting period of 1–4 years, depending on the policy.
It allows you to receive treatment at network hospitals without paying upfront. The insurer directly settles the bill with the hospital.
Yes, but it’s recommended to buy a separate senior citizen plan for better benefits and affordability.
Yes, most current health insurance plans cover COVID-19 and similar communicable diseases.
Typically, you need the hospital bills, discharge summary, test reports, ID proof, and your health insurance card.
Yes, you can port your policy to a different insurer without losing accumulated benefits, subject to underwriting.
Ideally, your health insurance should cover at least 50% -100 % of your annual income or the average cost of treatment in your city.
You can claim a deduction of up to ₹25,000 (₹50,000 for senior citizens) under Section 80D of the Income Tax Act.
