Your home is more than just a structure—it’s your sanctuary, your safe space, and one of your most valuable assets. At RV Finserve Pvt Ltd, we offer comprehensive home insurance plans that protect your property and belongings from unexpected risks such as fire, theft, natural disasters, and more.
Whether you own an apartment, bungalow, or rented house, our expert-curated home insurance policies provide the security you deserve.
Home insurance is a financial safety net that covers your residential property against unforeseen damages or losses due to accidents, fire, natural calamities (like earthquakes or floods), burglary, and more. It can also include coverage for personal belongings such as electronics, furniture, and jewelry kept inside the house.
✅ Structure & Content Cover – Protects the physical structure and valuable items inside your home.
✅ Natural Calamities – This covers damage from earthquakes, floods, storms, and other natural disasters.
✅ Fire & Accidental Damage – Coverage for fire, gas explosions, electrical breakdown, etc.
✅ Burglary/Theft Cover – Compensation for stolen or damaged goods due to theft or burglary.
✅ Affordable Premiums – High-value coverage at pocket-friendly rates.
✅ Liability Coverage – This covers legal liability in case of damage to a third party on your premises.
✅ Customizable Plans – Add-ons available to personalize your protection.
Homeowners – To protect the structure and interiors.
Tenants – To cover the contents you own inside a rented house.
Landlords – To protect your rental property from structural damage.
Assessment – Our advisors assess your property value and requirements.
Plan Selection – Choose from top-rated insurers with custom quotes.
Quick Issuance – Get your policy activated digitally with minimal paperwork.
Claim Support – We assist you in claim filing, documentation, and settlement.
HDFC ERGO
ICICI Lombard
TATA AIG
SBI General
Bajaj Allianz
Reliance General
Future Generali and more…
It typically covers structural damage due to fire, floods, and earthquakes and the contents of your home against theft, accidents, and natural calamities.
Yes, if you’re a tenant or don’t want structural coverage, you can opt for a contents-only policy.
Yes, many policies cover high-value items with an additional premium or specific item listing.
The structure’s sum insured is based on the reconstruction cost, and contents are valued at their market price or replacement cost.
Generally, coverage begins immediately or within 24 hours, depending on the insurer’s terms.
Yes, for content claims, insurers may ask for bills, photos, or valuation reports. We recommend maintaining a home inventory.
No, home insurance usually covers completed structures. However, under-construction coverage is available under project-specific policies.
You must inform your insurer of any structural changes or major upgrades to ensure continued accurate coverage.
Yes, but there may be cancellation charges, and refunds are usually given on a pro-rata basis if no claims have been made.
Some policies offer coverage for temporary accommodation if your home becomes uninhabitable due to insured damages.
