Unit-Linked Insurance Plan (ULIP)
ULIP guidance for customers seeking life protection with market-linked investment options.
Invest Smart, Stay Protected
A ULIP combines life insurance with market-linked investment. Part of the premium pays for protection while the balance is allocated to investment funds chosen under the policy.
Key Features & Benefits
Actual cover, exclusions, waiting periods, limits and benefits depend on the selected policy wording.
Who May Consider It?
- People seeking protection plus market-linked investing
- Parents planning education
- Young professionals
- Long-term investors comfortable with market risk
Before You Choose a Policy
- Understand the exact sum insured / cover amount
- Review exclusions, waiting periods and deductibles
- Check claim process and network/service availability
- Disclose material information accurately
- Read the policy wording before purchase
A Simple Insurance Review Process
RV Finserve can help you organize your requirement before you decide.
Identify the Risk
Choose what you want to protect and the level of cover you are considering.
Compare Key Terms
Review benefits, exclusions, premiums, limits and important policy conditions.
Complete Proposal Details
Submit accurate information and documents required by the insurer.
Policy Issuance
The insurer completes underwriting and issues the policy subject to its decision.
Need Help Reviewing Insurance Options?
Tell us what you want to protect and RV Finserve will help you understand the key comparison points.
Life Insurance Enquiry
Share your requirement for a new policy or renewal. RV Finserve can record renewal dates and help compare quotations. Final coverage and issuance are subject to insurer terms and underwriting.
Frequently Asked Questions
Premiums are allocated between insurance charges and investment units in selected funds.
Many ULIPs allow switches between equity, debt or balanced funds subject to policy terms.
Market-linked ULIP returns are not guaranteed and depend on fund performance.